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Integritas Wealth Partners provides bespoke wealth management services. The term “Partners” refers to how we work with clients to help them meet their financial goals, while developing an understanding of what is important to them, their values and their aspirations. We are focused on developing long-term relationships based on trust and integrity and take pride in placing our clients’ best interests at the forefront of everything we do. The culture of Integritas revolves around understanding and acknowledging that we work for our clients and our clients alone, and by acting in their best interest is to act in our best interest over the long term. We articulate the value in our service and are clear that our clients pay for our service, by outlining the long-term benefits of advice, and impact on their financial and emotional well-being a positive relationship with a wealth adviser can have. Our longer-term vision is to be the most trusted and largest independent wealth adviser in Jersey, with growth through long-standing relationships based on trust. Integritas is committed to setting high professional standards and places strong emphasis on ensuring that industry knowledge remains relevant and current. Advisers of Integritas are experienced wealth management professionals, having worked at leading global financial institutions, and regularly contribute to local professional bodies’ CPD programs. Integritas Wealth Partners is also an appointed adviser of St. James’s Place International, part of the award-winning St. James’s Place Wealth Management Group, a new and exciting development that allows us to be able to advise clients in relation to certain St. James’s Place International Products that are usually only available in the UK through members of the St. James’s Place Partnership. The combination of market-leading solutions and local expertise with a deep understanding of our clients’ needs provides the strength and flexibility in this ever-changing industry.

Integritas supports local community sport and are proud sponsors of First Tower United Football Club, Integritas Hockey Club, Integritas Cricket Club, St Ouen Springfield Cricket Club and the Jersey Pétanque Association. Integritas are committed to Jersey and to Jersey Sport and are supporters of Jersey Red Athletic RFC, in addition they were the proud sponsors of the Jersey Reds for the 2019/20 and for the 2020/21 season. In August 2022, Integritas were excited to announce that they have collaborated with Snap Design & Digital and signed a three-year sponsorship deal as joint headline sponsors for the Jersey Pétanque Association. The sponsorship deal has contributed to the Jersey Pétanque Association launching a brand-new identity, promoting a new era in the development of the sport.

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Integritas Wealth Partners aspires to be a leader in contributing to the local community. In addition to our work in the community which has included volunteering, sponsoring local organisations and regular fundraising for local charities, the company has made charitable giving an important part of the culture of the business from its incorporation in 2017. From 2017 to 2022 the firm supported local charities through charities of the year and raised and donated over £12,500 in these early years for the fledgling firm. In 2023 the Integritas Charitable Trust was established to enable all the stakeholders of the company; the team, clients, partners and community we work in, to say in the charitable work we do with the purpose of providing charitable grants to the community. The Trust opens for grant applications one period each year. In June 2024 the Integritas Charitable Trust were thrilled to announce their first round of charitable grants, totaling £6,108. Support 10 Jersey charities making a positive impact in our local community. Integritas Wealth Partners is regulated by the Jersey Financial Services Commission – Incorporated in Jersey, Company No. 123205

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Employer: Integritas Wealth Partners

Job title: Wealth Support Officer

Reports to: Edward Kane, Operations Manager

Direct reports: None

Main location: Ground Floor, 13 Broad Street, St Helier, Jersey JE2 3RR

Contract tenure: Permanent

Role purpose: To provide administrative and marketing support to the Support Team to ensure that the Partner’s relationships between their clients can be optimised, organise the technical task, illustrations, reports and assist with the daily operation of the office.

Key duties and responsibilities:

 Research the most suitable providers and products to meet clients’ needs using research tools as appropriate and as advised by the Partner

 Obtain quotations from product providers and provide illustrations and product information to the Partner as required

 Prepare files including: compliance required documentation; research; illustrations; supporting documentation, prior to sale

 Ensure that files are complete post-sale with all required client identification documentation and necessary application forms

 Process applications accurately and record the required management information

 Progress applications with product providers, advisers, clients, and other third parties to ensure that each case completes in a timely manner

 Maintain accurate client information, files/records, ensuring that clients are placed into the Salesforce, our core Client Relationship Management system as agreed with the Partner

 Prepare portfolio valuations as requested  Provide administration support to the Partner / Operations

Manager / Client Relationship Director as required  Support the day-to-day business operations within the Practice

 Project a professional image in both appearance and attitude and provide quality support on time to agreed standards

 Attend and contribute to regular update meetings with the Partner / Operations Manager / Client Relationship Director

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 Ensure office stationery/equipment is of sufficient quality, quantity and up to date

 Maintain technical competence at an appropriate level to meet the requirements of the role

 Maintain a good working relationship with colleagues, clients and third parties

 Self-development utilising the St James Place development courses and studying towards professional qualifications if applicable

 Manage the practice’s digital presence across approved channels including the website, LinkedIn, directory and search;

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Special requirements:

Occasional travel to St James’s Place

office in UK

5 years residency required

Person specification:

Knowledge and experience:

 Previous work experience within an office or a customer facing role preferable

 Educated to A Level standard, C grade minimum  Broad experience of Microsoft Office (Outlook, Word, PowerPoint,

Excel)

Skills and behaviours:

 Excellent face-to-face and telephone client interaction skills and ability to build rapport swiftly

 Excellent written communication skills  Able to transpose information accurately  Strong numeracy skills  Good organisation skills  Exceptional attention to detail  Manages time effectively with the ability to multi-task  Keeps calm when faced with conflicting demands and

handles these effectively  Always demonstrates a positive attitude  Works well on own tasks as well as on shared goals as part of a

team  Open to change with a creative approach to problem solving  Confident in dealing with third parties and can work with total

discretion

Required Competencies:

o Quality Focus: Takes personal responsibility for the quality and timeliness of work and achieves results with minimal supervision. Stays focused on tasks in spite of distractions and interruptions.

o Teamwork: Promotes cooperation and commitment within a team to achieve goals and deliverables.

o Embracing Change: Responds positively to change, embracing and using new practices or values to accomplish goals and solve problems.

o Developing Self and Others: Demonstrates an ongoing commitment to learning and self-improvement.

o Communicating Effectively: Understands and learns from what others say and conveys ideas and facts using language the audience will best understand.

o Planning and Organising: Manages own time, priorities, and resources to achieve goals.

o Client Care: Builds and maintains a first-class experience for the client through the products and services offered by the business.

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Last updated: 23/12/2024

Next review date: 23/12/2025

This role profile sets out the scope and main duties of the post at the date on which it was drawn up. Such details may vary from time to time without changing the general character of the post or the level of responsibility entailed. Such variations are a common occurrence and cannot of themselves justify a reconsideration of the level or remuneration of the post. All employees of the Practice are expected to be flexible in undertaking the duties and responsibilities attached to their role and may be asked to perform other duties which reasonably correspond to the general character of their role and their level of responsibility.

ASL International Recruitment Limited 22-24 Seale Street, St Helier, Jersey, JE2 3QG (Registered Office) + 44 (0) 1534 500000 Registered Company GST No 0101275 Registered Jersey No. 95590

Senior Manager – Investor Services Company Description

Fund services | Corporate | Capital markets | Private client | Regulatory & Compliance

We help clients succeed by unlocking new value through expertise, trust and scale. We deliver solutions that solve complex challenges faced by asset managers, financial institutions, corporates, high net-worth individuals and family offices.

With a curious mindset, we ask the right questions to get to the right solution, faster. We collaborate to win together, sharing successes and shaping the future of our global business. Our culture of support and recognition provides the tools and opportunities for you to grow, while unlocking the most value for our clients and making your mark with Ocorian.

Expertise: We deliver specialist, tech-enabled solutions for our clients grounded on deep industry expertise.

Trust: We’re a trusted partner to over 8,000 clients globally. We are proud to have long- lasting partnerships with our clients.

Scale: With more than 1,500 colleagues, we operate across 20+ countries, our scale enables us to support our clients globally and locally, providing a seamless client experience across borders and service lines.

Job Description

Purpose of the job

The successful candidate will report into the Head of Investor Services, Ireland. The incumbent will work collaboratively and pro-actively within the Funds Services team in Dublin. Ocorian provides the full range of fund administration and accounting services, predominately to closed ended and limited liquidity fund structures.

The description of key responsibilities and tasks below is for guidance only and is subject as the role develops.

Main responsibilities

• Be an integral part of the Investor Services Team coordinating client service, taking responsibility for assigned deadline management and the overall quality of

ASL International Recruitment Limited 22-24 Seale Street, St Helier, Jersey, JE2 3QG (Registered Office) + 44 (0) 1534 500000 Registered Company GST No 0101275 Registered Jersey No. 95590

deliverables to support Ocorian’s ever-growing and diversified international client base.

• Deliver high quality services to Ocorian’s clients for the full life cycle of operations, from take-on, to business-as-usual and on to termination.

• Ensure compliance with regulatory requirements and with the relevant short, medium, and long-term goals, objectives, and values of the organisation.

• Proactively support administrators in their day-to-day administrative tasks and aid with the more technical and complex administration queries.

Tasks (what does the role entail on a day-to-day basis)

Client service:

• Develop a high level of understanding of clients’ organisations; actively manage clients’ expectations in line with the client service agreements.

• Take responsibility to ensure the service delivery & client relationship management is consistently met or exceeded. Ensure team continues to adopt a proactive rather than a reactive approach to initiatives & client needs.

• Manage client issues ensuring appropriate resolution, including regular liaison with clients, relationship managers and other operational managers to provide a seamless service.

• Maintain relations with third parties - to include Client, internal relations with other departments and Auditors.

BAU:

• Assist with the day-to-day delivery of the operational and investor servicing function.

• Manage and complete client onboarding and transition as required.

• Assist with investor AML/CDD reviews as required.

• Process and/or review Fund Closes on core systems.

• Prepare and/or review investor capital call and distribution processes from calculation through to client approval of investor notices.

• Prepare and/or review checklists for all Investor Services activities.

• Ensure appropriate handling of fund manager and investor calls and queries.

• Prepare and/or review all activity within stated Service Level Agreements.

• Ownership, management, and development of strong and open client relationships.

ASL International Recruitment Limited 22-24 Seale Street, St Helier, Jersey, JE2 3QG (Registered Office) + 44 (0) 1534 500000 Registered Company GST No 0101275 Registered Jersey No. 95590

• Represent Investor Services in client service meetings & demos, due diligence meetings, board meetings as required.

• Ensure the team and departmental procedures are operationally sound with an emphasis on risk reduction and compliance.

• Become involved in and drive implementation of projects related to Investor Services as and when required. Support in the design and implementation of operation automation projects.

• Manage resources to ensure all queries and tasks are resolved in a timely manner.

• Work as an effective team member with other internal providers to meet our key deliverables.

• Mentor, coach and support team members through leadership, motivation, and energy.

Qualifications

The knowledge and skills you need to excel in this position include:

• Educated to Degree level or equivalent.

• A minimum of 6 years’ experience of working within the Fund Administration sector, with a focus on private equity and closed ended fund structures.

• Significant A-Z operational experience gained in the alternative investment servicing space with experience in the core Investor Services functions.

• A strong working knowledge of AML and FATCA/CRS regulations.

• Proven ability in on-boarding clients, funds, and investors.

• Effective communication skills.

• Team Player.

• Excellent client service skills.

• Ability to work under pressure meeting challenging deadlines.

• Excellent planning and organisation skills.

• Flexible approach and attitude to work.

• Excellent attention to detail.

• A good understanding of Corporate Governance and risk mitigation.

• Microsoft Office skills with focus on Excel skills.

ASL International Recruitment Limited 22-24 Seale Street, St Helier, Jersey, JE2 3QG (Registered Office) + 44 (0) 1534 500000 Registered Company GST No 0101275 Registered Jersey No. 95590

Additional Information

All staff are expected to embody our core values that underpin everything that we do and that reflect the skills and behaviours we all need to be successful. These are:

• We are CLIENT CENTRIC – Clients are at the centre of our world, and we’re committed to providing expertise and specialist solutions to meet their most complex challenges.

• We are AMBITIOUS – We aim high. We think and act globally, seizing every opportunity to delight our clients and support our colleagues - wherever in the world they may be.

• We are AGILE – We act on our initiative to get things done for our clients. Our independence gives us the flexibility and freedom to keep things simple, efficient and effective.

• We are COLLABORATIVE – With a curious mindset, we ask the right questions to get to the right solution, for our clients faster. We collaborate to win together and share our successes.

• We are ETHICAL – We behave with integrity at all times and assume positive intent, building trust through responsible actions and honest relationships.

Equal Opportunities for Everyone

SM, AML_CFT Governance and Oversight

J o b D e s c r i p t i o n

JOB INFORMATION Job Description Name: Specialist, AML and CFT Governance and Oversight Recommended Position Title: SM, AML_CFT Governance and Oversight Countries applicable to: Job Code: 60050111 Job Family: Compliance Sub-function: Group Anti Financial Crime

JOB PURPOSE To lead the Group Financial Crime Compliance, Anti-Money Laundering (AML) Regulatory Risk and Advisory area - enabling the smooth adoption of new compliance regulations across the Group's South African Operations whilst assisting the Chief Financial Crime Compliance Officer (CFCCO) by ensuring the Board of Directors and SBG SA Operations are updated regularly with regards to required changes in AML and Combating the Financing of Terrorism (CFT) compliance.

JOB FUNCTIONS

Essential Functions

Analyse and interpret country legislation, in response to in-country queries relating to inability to comply, in order to confirm compliance risks to SBG and correct where applicable. In instances where Board resolution is required, provide necessary legislative guidance and refer accordingly to ensure that appropriate action can be taken at the correct level. Circulate Group AML and CFT policy and provide general legal advisory support across Africa Regions, in order to ensure that country offices are aware of relevant legislative requirements and are able to interpret and comply with those requirements. Create SBG SA Operations-level AML/CFT principle-based awareness, guidance and communication by developing and delivering train-the-trainer AML/CFT content and material within GFCC. Develop and interpret reports on RMCP breaches or risks identified as a result of monitoring/conformation testing and escalate non-compliance or other appropriate matters to CFCCO in order to enable decision making. Develop, maintain and rollout relevant and appropriate (tailored per jurisdiction where required) awareness initiatives and training material, to enable the successful rollout and embedding of the AML/CFT framework across all the jurisdictions. Drive the implementation of the RMCP and monitor adherence in order to contribute to the assurance that the entire Group, across all the jurisdictions, is conducting business in a compliant manner to avoid operational losses, fines, penalties or reputational damage. Enable accurate and timely compliance reporting by draft relevant governance documentation for submission to the regulators, the supervisory body and all other industry bodies to meet regulatory obligations. Interpret the unique country legislation and perform legal verifications by analysing SBGs policy vs the legislation in country to ensure that SBG, in the relevant jurisdiction, can and is conducting business in a compliant manner. Make key contributions towards the maintenance of the SBG AML/CFT Risk Management and Compliance Programme (RMCP) by conducting research and analysis and staying abreast of new or amended legislation in order to align local AML/CFT requirements and international best practice, as applicable. Participate in the development and maintenance of the AML/CFT control framework for SBG in collaboration with GFCC in order to assist SBG in mitigating any compliance-related risks. Regularly engage with SBG Operations stakeholders in order to provide subject matter expertise, input and guidance on AML/CFT controls in respect of minimum standards, strategies, projects, plans, initiatives, reporting and other relevant activities. Stay abreast of key regulatory updates in order to enable the CFCCO to meet the FIC Act section 42 obligations to SBG SA Operations and to promote AML/CFT risk management.

QUALIFICATIONS

Education

Type of Qualification Field of Study Required/ Preferred And/Or

First Degree Business Commerce Required First Degree Finance and Accounting Required First Degree Legal Required Post Graduate Diploma Corporate Governance Preferred

Work Experience

Experience Experience Details Required/ Preferred

8-10 years

Extensive experience in AML/CFT policy drafting and monitoring experience with experience in an AML/CFT advisory role. Good working knowledge of financial sector environment and procedures. In depth knowledge and understanding of the legislative and regulatory requirements as it relates to financial institutions as well as internal compliance related policies and procedures.

Required

Total number of years' experience 8 years

Behavioural Competencies - Essential

Behavioural Competency Description

Articulating Information Is articulate in giving presentations; is eloquent and explains things well; projects social confidence when articulating information

Challenging Ideas Prepared to disagree and question assumptions; challenges ideas and established views; comfortable arguing own perspective

Checking Things Is meticulous in finding errors; ensures accuracy by being thorough and checking details; produces high quality work by being detailed.

Documenting Facts Writes fluently when documenting facts; understands arguments logically; focuses on finding facts

Establishing Rapport Builds rapport and puts people at ease; is engaging and welcomes people; finds it easy to make friends

Generating Ideas Is creative in producing ideas; assumes an original approach when generating ideas; adopts radical solutions

Interacting with People Is lively and projects enthusiasm; is talkative in making contact; is focused on interacting and networking with people

Making Decisions Is determined and decides on actions; willingly assumes responsibility; is definitive and stands by own decisions

Meeting Timescales Is target focused and meets deadlines; is punctual and keeps to schedule; is reliable in finishing tasks

Providing Insights Is focused on continuously improving things; provides insights by identifying key issues; makes intuitive judgements

Taking Action Takes action to make things happen; uses initiative to start things up; shows drive and invests personal energy

Upholding Standards Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity

TECHNICAL COMPETENCIES Competency Group Governance - Risk - Compliance

Competency Level Competency Description

Compliance 3. Seasoned The ability to interpret regulations and laws that apply to the business and to provide information to business on how to comply.

Competency Group Legal

Competency Level Competency Description

Legal Compliance 3. Seasoned The ability to comply with relevant legislation, regulatory and professional standards.

Legal Knowledge 3. Seasoned Knowledge of applicable legislation and the legal policies and procedures pertaining to the local, regional and relevant international laws.

Competency Group Quality Management

Competency Level Competency Description

Quality Orientation 3. Seasoned The ability to promote and maintain high standards of quality at work.

Competency Group Strategy and Planning

Competency Level Competency Description

Policy Development 3. Seasoned Understanding and application of the discipline of policy analysis, definition, writing and implementation.

SCOPE

People Management:

# Direct Resources Managed # Indirect Resources Managed

Individual Contributor

Managerial Archetype

Contact with Others

Contacts Description Provide principle-based guidance, reporting, support and advice to senior stakeholders within Group Compliance. Ensure necessary compliance reporting and actions on behalf of CFCCO for the SBG SA Operations and effectively engages with regulatory bodies.

JOB FUNCTIONS

QUALIFICATIONS

Senior Officer, Business Risk Control

J o b D e s c r i p t i o n

JOB INFORMATION

Job Description Name: Senior Officer, Business Risk Control, SBO

Recommended Position Title: Senior Officer, Business Risk Control

Countries applicable to: Isle of Man; Jersey

Job Code: 60054427

Job Family: Offshore

Sub-function: Business Risk Management/ Control & Onboarding

JOB PURPOSE

To monitor and review all new account applications across Standard Bank Offshore business units, ensuring that new accounts are reviewed within pre-agreed time scales, sign off of 'standard and medium risk' rated accounts ensuring that these are in line with regulatory, internal and group requirements, contributing to a positive overall client experience.

Essential Functions

Provide quality assurance and independent oversight on key processes or controls and test process adherence through sample checking key processes, outputs and transactions

Conduct investigations, data gathering, analysis and in-depth reporting on key risks and issues across all Standard Bank Offshore business areas in order to identify root cause and ensure remedial actions are established to mitigate risks.

Escalate all high-risk, and significant issues to the line manager to ensure these matters are dealt with timeously and as per the standards set out it in the relevant functional framework.

Identify, measure, prioritise and respond to all types of risk in the business, and then manage any exposure accordingly.

Review files and information on potential new clients of all risk ratings, identifying deficiencies and following up on all queries to resolution and ensure that new business reviews are conducted in line with the 'client take on and maintenance manual'.

Validate source of funds/ wealth in line with Compliance and regulatory guidelines, and ensure that relevant business approval is obtained prior to account opening.

Build, develop and maintain relationships with the key internal and external stakeholders relevant to the Business Risk Management environment across Standard Bank Offshore.

Participate in relevant training for the requirements of the role, including legislative and regulatory amendments and any changes to the relevant functional framework, to ensure all analyses is aligned accordingly.

Remain proficient and knowledgeable of best practice and future developments in the specialist field of Business Risk Management in order to provide proactive recommendations on risk control enhancements across the SBO environment.

Continuously maintain an understanding of all policies, processes, procedures and systems and review said to ensure all analyses is aligned accordingly.

Contribute to the provision, input and support to the manager and team to ensure high quality reporting and assurance to the relevant Boards, Executive Management, Audit Committees, the Regulator and other relevant forums.

Gather all sufficient and appropriate information from all available sources to ensure thorough analytics can be conducted in order to enable effective and proactive risk-based decision making.

Education

Type of Qualification Field of Study Required/ Preferred

And/Or

Diploma Risk Management / AML / Financial Crime or similar field of study Required or

Work Experience

Experience

Experience Details Required/ Preferred

3-4 years Experience in risk, governance, on-boarding and/ or compliance management in the financial services industry with a thorough understanding of relevant regulatory requirements and operational risk matters.

Required and

Total number of years' experience 4 years

Behavioural Competencies - Essential

Behavioural Competency Description

Checking Things Is meticulous in finding errors; ensures accuracy by being thorough and checking details; produces high quality work by being detailed.

Developing Expertise Is open to taking up learning opportunities; is quick in acquiring knowledge and skills; develops expertise by updating specialist knowledge.

Upholding Standards Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity

Team Working Works participatively with others; is democratic and encourages team contributions; collaboratively involves others in decision- making

Interacting with People Is lively and projects enthusiasm; is talkative in making contact; is focused on interacting and networking with people

Exploring Possibilities Is conceptual when developing ideas; applies theories to problem solving; prefers to learn by thinking and identifying underlying principles

Making Decisions Is determined and decides on actions; willingly assumes responsibility; is definitive and stands by own decisions

Documenting Facts Writes fluently when documenting facts; understands arguments logically; focuses on finding facts

Convincing People Is comfortable having to persuade others; shapes opinions by being outspoken; seeks to negotiate with others

Following Procedures Conforms and adheres to rules; closely follows instructions and procedures; minimises risks by sticking to processes

Managing Tasks Manages tasks by being organised and methodical; plans activities systematically; sets priorities for tasks

Examining Information Analyses and processes information; asks probing questions; strives to find solutions to problems

TECHNICAL COMPETENCIES

Competency Group Audit

Competency

Level

Competency Description

Evaluation of Internal Controls 2. Proficient The ability to analyse process controls for effectiveness from a design and implementation perspective.

Promote Good Governance, Risk & Control

2. Proficient The ability to assess governance and control frameworks against the appropriate risk appetite and enhance the risk management culture in line with the organisational objectives.

SCOPE

Contacts are primarily within the department or function with occasional cross-functional interfaces. Some limited external customer contact on routine matters.

Contact with Others

Competency Group Business Process Modelling

Competency

Level

Competency Description

Process Governance 2. Proficient The ability to create mechanisms to ensure that designed processes are implemented correctly and that process changes are made thoughtfully, taking into consideration the impacts on people, other processes and technology.

Competency Group Governance - Risk - Compliance

Competency

Level

Competency Description

Evaluating Risk Management Effectiveness

2. Proficient The ability to determine if risk management and control measures are achieving the desired results and mitigating risks at the expected level.

Risk Awareness 2. Proficient General awareness of risk management practices in a financial services organisation.

Risk Identification 2. Proficient The examination of the essential elements of risk such as; assets, threats, vulnerabilities, safeguards, consequences and the likelihood of the threats materialising.

Risk Management 2. Proficient Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.

Risk Reporting 2. Proficient The ability to prepare quantitative and qualitative analysis on the risk landscape in the business including interpretation and analysis for use by business users.

Competency Group Quality Management

Competency

Level

Competency Description

Quality Control 2. Proficient The ability to implement operational techniques and activities that are used to fulfil requirements for quality including: improvement, control, management or assurance of quality.

People Management:

# Direct Resources Managed # Indirect Resources Managed

Managerial Archetype

Contacts Description Engage with internal stakeholders across business areas within the Standard Bank Offshore environment to effectively implement business risk management and quality assurance requirements and therefore drive a a culture of quality and control.

Chief Risk Officer, Offshore J o b D e s c r i p t i o n

JOB INFORMATION Job Description Name: Chief Risk Officer, Offshore Recommended Position Title: Chief Risk Officer, Offshore Countries applicable to: Isle of Man; Jersey Job Code: 60056182 Job Family: Risk & Corporate Affairs Sub-function: Chief Risk Officer

JOB PURPOSE To lead, manage and deliver an integrated and independent Risk Management Function within the legal entities. Ensure that all risk types are managed, the operating model has been implemented and balancing the interests of clients and other stakeholders, while protecting the safety and soundness of the entity, while ensuring the ethical standards are adhered to and maintained within the legal entities.

JOB FUNCTIONS

Essential Functions

Ensure the implementation of the Risk Management Framework (including the risk culture) in the legal entities to ensure all relevant risk types, including emerging risks, are identified, assessed and measured, managed and reported to the country leadership team, as well as appropriate Risk and Board oversight committees. Adopt a Combined Assurance approach in line with the Group Risk Assurance Operating Standard. Embed the use of stress testing results to benefit risk management and decision-making at various levels in the organisation. Lead and drive the adoption of risk management policies and procedures, meeting the requirements of the legal entities and aligned to those of the SBG. Provide assurance to the local and Group and Business Unit that relevant policies, standards and frameworks are appropriately adhered to. Implement the operating model capabilities, policies, processes, standards, regulations, core technologies / digital platforms, functional structures, supporting standard job descriptions and skill requirements for the legal entities. Ensure that services delivered are fit for purpose for the legal entities. Monitor adherence to minimum standards for Risk Management to ensure compliance with statutory and regulatory laws within the legal entities. Comply with the regulatory reporting and risk disclosure requirements to maintain compliance with group and local regulatory authorities. Coordinate Business Units in informing the Board about the risk appetite setting process and manage risk appetite, as mandated by the Board. Validate any remediation plans proposed by BUs/SMEs to address flagged risk breaches. Develop and implement the Risk Management People plan aligned to Risk objectives within the legal entities with support from the People and Culture Function. Identify current and future employee skill requirements in consultation with People and Culture Function and drive the development of people within the legal entities Lead the Risk Mnanagement Function i line with employee engagement principles, including employee lifecycle from recruitment through to exit, performance management, learning and development, employee relations, retention and reward and people administration, to ensure a high performance culture. Display personal, team, organisational and bold leadership skills. Create confidence that enables leaders to make decisions, take calculated risks and push boundaries, without compromising the enterprise's reputation and integrity. Drive a risk culture of transparency, accountability and consistency within the legal entities to support responsible decision- making, upholding of the highest levels of integrity and meeting regulatory and reputational requirements. Manage and cost control the total cost of the risk function. Ensure that the cost allocation of risk costs by business unit or services from group are understood and managed. Drive cost management and budgetary adherence, including the development and management of the operational budget and unit cost management to control cost within budget. Ensure cost allocation of resources and services are managed

Essential Functions

Drive the adoption of technology within the Risk Management Function to ensure the use of the appropriate technology and correct behavioural principles for use of technology within the Risk Management Function. Monitor adherence to relevant technology policies and standards and Group Architecture. Enable capital and functional cost improvements, improved risk, controls and compliance, data access, quality and integrity, governance driven predictability, accelerating change readiness and business agility within a Country including the automation of controls Engage proactively with stakeholders and the environment at large to understand and manage risks within the legal entities. Lead and control risk management for the legal entities to ensure the enterprise is prepared to withstand the test of any current and future risks by influencing the relevant stakeholders. Board reporting, including agenda items, of all risks to be aligned to the group standard for reporting. Monitor and report all matters relating to risk management to the Standard Bank Group, Legal Entity Exco/Board and the Chief Risk Officer, Africa Regions . Guide the leadership of the legal entities, relevant Board and Committee's in terms of risk management and approach to ensure the Legal Entity retains its licence to operate. Manage the risk consequences of decisions made on behalf of the Legal Entity Provide guidance and advice in managing various types of risks, complex problems and key opportunities that have been identified within the legal entities.

QUALIFICATIONS

Education

Type of Qualification Field of Study Required/ Preferred And/Or

First Degree Business Commerce, Generic Management, Banking, Risk Management

Required

Post Graduate Degree Business Commerce, Generic Management, Banking, Risk Management

Preferred

Masters Degree Risk Management Preferred

Work Experience

Experience Experience Details Required/ Preferred

More than 10 years

This role requires a leader seasoned and expert in Risk Management with profound knowledge in the full dimensions of the field. Regulatory environment savvy, a proven track record in large scale and high-level leadership and capable of influencing seasoned leaders in their own right as well as employees. As an influential leader has the capacity to navigate through the landscape of relevant decision makers in industry.

Required

Total number of years' experience 13 years

Behavioural Competencies - Essential

Behavioural Competency Description

Challenging Ideas Prepared to disagree and question assumptions; challenges ideas and established views; comfortable arguing own perspective

Convincing People Is comfortable having to persuade others; shapes opinions by being outspoken; seeks to negotiate with others

Developing Expertise Is open to taking up learning opportunities; is quick in acquiring knowledge and skills; develops expertise by updating specialist knowledge.

Developing Strategies is focused on developing strategies; thinks in the longer term and anticipates trends; envisages the future and adopts a visionary approach

Behavioural Competencies - Essential

Behavioural Competency Description

Directing People Is comfortable leading people; coordinates and directs groups; seeks to control things

Embracing Change Copes with change and variety; tolerates uncertainty and ambiguity; adapts to new challenges

Empowering Individuals Motivates individuals by empowering them; seeks to inspire people and groups; gives encouragement to others

Exploring Possibilities Is conceptual when developing ideas; applies theories to problem solving; prefers to learn by thinking and identifying underlying principles

Making Decisions Is determined and decides on actions; willingly assumes responsibility; is definitive and stands by own decisions

Providing Insights Is focused on continuously improving things; provides insights by identifying key issues; makes intuitive judgements

Upholding Standards Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity

Valuing Individuals Shows consideration towards others; tolerates the differences in people; values and trusts people

TECHNICAL COMPETENCIES Competency Group Audit

Competency Level Competency Description

Evaluation of Internal Controls 5. Expert The ability to analyse process controls for effectiveness from a design and implementation perspective.

Promote Good Governance, Risk & Control

5. Expert The ability to assess governance and control frameworks against the appropriate risk appetite and enhance the risk management culture in line with the organisational objectives.

Competency Group Financial

Competency Level Competency Description

Financial Acumen 4. Advanced Knowledge and understanding of costing, budgeting and finance concepts and the understanding and application of related processes and procedures.

Competency Group Governance - Risk - Compliance

Competency Level Competency Description

Evaluating Risk Management Effectiveness

4. Advanced The ability to determine if risk management and control measures are achieving the desired results and mitigating risks at the expected level.

Fraud Detection and Management

3. Seasoned The ability to apply risk management tools, assess, process and identify possible fraud within a defined system or core process.

Information Security Management

3. Seasoned The ability to assess and mitigate the risks associated with the storage and retrieval of electronic information.

Competency Level Competency Description

Risk Acceptance 4. Advanced The ability to facilitate a formal acceptance process of reviewing and accepting residual risk, depending on the outcomes of risk identification and measurement.

Risk Awareness 4. Advanced General awareness of risk management practices in a financial services organisation.

Risk Identification 4. Advanced The examination of the essential elements of risk such as; assets, threats, vulnerabilities, safeguards, consequences and the likelihood of the threats materialising.

Risk Management 4. Advanced Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.

Risk Measurement 4. Advanced The ability to define and analyse risk identification information in a quantitative and/ or qualitative way.

Risk Reporting 4. Advanced The ability to prepare quantitative and qualitative analysis on the risk landscape in the business including interpretation and analysis for use by business users.

Risk Response Strategy 4. Advanced The ability to facilitate the creation and adoption of an appropriate risk response strategy and to assign ownership for the risk response.

Risk/ Reward Thinking 4. Advanced The ability to provide due consideration to risks, rewards and the cost of control measures in evaluating business opportunities, process and system changes.

Competency Group Legal

Competency Group Quality Management

Competency Level Competency Description

Quality Orientation 5. Expert The ability to promote and maintain high standards of quality at work.

SCOPE

People Management:

# Direct Resources Managed # Indirect Resources Managed

This position manages/supervises people 4-10 11-50

Managerial Archetype

Financial Responsibility

Controllable Expenses (e.g., payroll and other budgeted items

R50 million - R250 million

Budget Responsibility

Amount Notes

R50 million - R250 million Primary Budget Responsibility R96m to R154m

Contact with Others

Represents the organization as the primary contact. Interacts with management and senior value-chain partners on matters requiring coordination across organizational lines. Achievement of objectives requires ability to influence others both internally and potentially externally.

Contacts Description Senior Executives across the respective Business Lines and CFs within a country, Contribute to & inculcating conscientious leadership practices, promoting risk management as a meaningful value & building risk management into a strength.

Head,

Offshore Investments

J o b D e s c r i p t i o n

JOB INFORMATION

Job Description Name: Head, Offshore Investments

Recommended Position Title: Head, Offshore Investments

Countries applicable to:

Job Code: 60053055

Job Family: SBG Investments

Sub-function: Investment Management

JOB PURPOSE

To lead discretionary and advisory portfolio management and fund management for the international investment business, taking

full accountability for the management and performance of the division, ensuring that the teams maximises the value of client

funds within the terms of investment policy, leading select client portfolios and optimally solving for client requirements, while

achieving the strategic objectives within regulatory and legislative requirements. Must have the operational experience and ability

to drive SBG’s international Investments strategy, expand our client base, and ensure regulatory compliance across jurisdictions

JOB FUNCTIONS

Essential Functions

In collaboration of Head of Investments, develop and execute strategic vision for offshore business

Actively monitor and assess team’s performance on a continuous basis with a view to improving profitability and the efficiency of

the overall investment operations.

Oversee the development and performance of offshore investments products and services for affluent and HNW clients. Including

collaboration with other businesses to deliver relevant and integrated solutions to clients. Scale the Offshore business

Focus on process simplification

Risk and Governance focus: actively participate in various investment committees and meetings and where required provide

input, assistance and support to the team with investment expertise, investment strategy and general Investments and asset

management duties.

Anticipate changes in the business environment and client engagement needs and the impact and/or potential benefits on the

investment strategy.

Monitor global trends, identify new opportunities for diversification (organic and inorganic)

Drive commercial outcomes (Headline earnings, CTI ratio, ROE, AUM growth)

Drive and support the business vertical integration targets, maximise margins

Oversee platform strategies and ensure technical processes are simplified and optimized

Conduct regular evaluations of client portfolios in order to keep them informed of their position and verify that appropriate levels of

fees or commission are being charges.

Create a collaborative and client-focused relationship with all internal and external stakeholders to deliver solutions that effective,

pragmatic, and risk appropriate.

Ensure high levels of vigilance to fraud, bribery, insider trading, and any other unusual client activities by being proactive in

identifying and managing business risks and ensuring compliance with applicable regulations and legislation, adherence to

standards, processes policies and procedures.

Ensure that all regulatory obligations are met through the development and implementation of effective controls in line with all

regulatory obligations, anti-money laundering requirements, local legislation as well as legislation in the relevant offshore

jurisdictions to ensure full compliance.

Ensure that proper record keeping takes place within the Customer Relationship Management system, while adhering to

applicable acts.

Establish and implement standards, policies and procedures compliant with applicable legislation and contribute to the evolution

of charging process to ensure that over medium to long term, client business is converted from commission based to fee paying.

Essential Functions

Keep up to date with current and emerging trends and identify opportunities to engage with business leaders to ensure that these

opportunities are exploited to optimise commercial and competitive value. Entrepreneurial mindset, focus on innovation

Lead the annual budgetary process to enable the execution of the strategy, ensure achievement of the budget by monitoring

expenditure and achievement of targets by all departments and manage performance in accordance with the Segment's

objectives.

Lead the investments team to achieve its objectives by setting goals, managing performance, developing and motivating the team

to enable a culture of high performance, accountability and service excellence.

Liaise with clients and their intermediaries to design and have suitable and profitable schemes. Monitor the dealings of the team

and contribute to vetting of new business to ensure relationships and potential clients fall within company guidelines.

Oversee the delivery of investment research covering strategy, products, process, implementation and institutional due diligence

to enhance the investment proposition and ensure overall alignment with business best practice developments in the institutional

space.

Participate in the strategic direction of the business and contribute to the development of the international investment strategy for

International Client Solutions (ICS) across jurisdictions and segments, in order to ensure alignment with the overall Investments

and ICS strategy.

Undertake the management of a variety of discretionary and advisory portfolios to maximise the value of the funds within the

terms of clients’ requirements and organisation’s investment policy.

QUALIFICATIONS

Education

Type of Qualification Field of Study Required/

Preferred And/Or

Post Graduate Diploma Finance and Accounting Required

Work Experience

Experience Experience Details Required/

Preferred

More than 10 years Minimum 10 years relevant investment industry experience in a similar role

including general investment management Required

Total number of years' experience 10 years

Behavioural Competencies – Essential

Behavioural Competency Description

Checking Things Is meticulous in finding errors; ensures accuracy by being thorough

and checking details; produces high quality work by being detailed.

Developing Expertise Is open to taking up learning opportunities; is quick in acquiring

knowledge and skills; develops expertise by updating specialist

knowledge.

Developing Strategies is focused on developing strategies; thinks in the longer term and

anticipates trends; envisages the future and adopts a visionary

approach

Directing People Is comfortable leading people; coordinates and directs groups;

seeks to control things

Embracing Change Copes with change and variety; tolerates uncertainty and

ambiguity; adapts to new challenges

Examining Information Analyses and processes information; asks probing questions;

strives to find solutions to problems

Following Procedures Conforms and adheres to rules; closely follows instructions and

procedures; minimises risks by sticking to processes

Interacting with People Is lively and projects enthusiasm; is talkative in making contact; is

focused on interacting and networking with people

Behavioural Competencies - Essential

Behavioural Competency Description

Meeting Timescales Is target focused and meets deadlines; is punctual and keeps to

schedule; is reliable in finishing tasks

Resolving Conflict Is comfortable calming upset people; handles angry individuals

well; is focused on resolving conflict and arguments

Seizing Opportunities Identifies business opportunities; creates additional sales for future

growth; wants to win and outperform competitors

Upholding Standards Behaves ethically and justly; is discreet and maintains

confidentiality; meets commitments by acting with integrity

TECHNICAL COMPETENCIES

Competency Group Trading and Transacting

Competency Level Competency Description

Client Business Case 4. Advanced The ability to plan and communicate a business case to support the intent to

engage with a financial transaction with a qualified client or to align a new or

existing product range.

Deal Appraisal 4. Advanced The ability to conduct sound analysis of individual transactions, through a

thorough due diligence process (e.g. industry structure, company evaluation,

cash-flow analysis, growth prospects, credit ratings, etc.).

International Market Knowledge 4. Advanced Expertise on cross border transacting, multi-country risk taking, regulations

governing cross border transactions and the risks of trading in multiple

jurisdictions.

Investment Analysis 5. Expert The ability to conduct assessments of the economic impacts, market trends,

earnings prospects, stability and profitability of investment options.

Product Development 4. Advanced The ability to stay attuned to the needs of the market and developments in the

finance sector. Able to translate market knowledge into product innovations and

new designs that are responsive to the needs of clients.

Quantitative Analysis 5. Expert The ability to build, analyse and interpret quantitative models to determine

potential risk exposure. Able to analyse behaviour by using complex

mathematical and statistical modelling, measurement and research.

Competency Level Competency Description

Competency Level Competency Description

SCOPE

Peopl e Management:

# Direct Resources Managed # Indirect Resources Managed

This position manages/supervises people 4-10 1-10

Managerial Archetype

Financial Responsibility

Sales Revenue Target Responsibility R150 million – R250 million

Budget Responsibility

Amount Notes

R250 million - R500 million Primary Budget Responsibility

Contact with Others

Represents the organization as the primary contact. Interacts with management and senior value-chain partners on matters

requiring coordination across organizational lines. Achievement of objectives requires ability to influence others both internally

and potentially externally.

Contacts Description

Engagement required with a range of internal stakeholders including: Distribution team,

Fiduciary Services, Operations, Credit, Business Management, Risk and Compliance.

Engage with clients and their professional advisors to provide fund related expertise and

clarify queries. Represent the interests of Standard Bank Investment services with the

regulator.

Alexforbes, 2-6 Church Street, St Helier, Jersey, JE3 2NN

PO Box 336, St Helier, Jersey, JE4 8UU, Channel Islands

Job Title: Investments Specialist

Location: Jersey

Job Summary:

The Investment Specialist will play a key role within a mature, in-house funds services business. The

emphasis is on oversight and management of the business within a small team of experienced

professionals, focusing on product, administration, and client services.

Key Responsibilities:

Investment Management:

o Attend and actively contribute to the AFIJ Investment Committee, considering portfolio

performance and market outlook reports.

o Participate in the consideration of asset allocation, investment strategy, and asset

manager selections.

o Oversee the investment management process, from decision-making to operational

implementation into portfolios, working with local and SA-based investment and

operations teams.

Client Services:

o Deliver requisite client services and product support to distribution channels in the wealth

management space (retail) and corporate clients in both Jersey and South Africa.

o Support the client report-back process and manage client communications for Jersey.

o Assist with the development and promotion of the Company’s products and services to

attract new business.

Market and Competitive Analysis:

o Facilitate the production of market and competitive analysis in conjunction with the SA-

based product support teams.

o Analyze metrics such as portfolio diversification, volatility, risk, and returns.

Operational Implementation:

o Oversee and monitor the successful operational implementation of any investment

decisions, including the coordination or oversight of significant re-balancing or portfolio

strategies.

Alexander Forbes Investments Jersey Limited | Registration number: 67439

Directors: www.alexforbes.com/za/en/about-us/company-directors

Regulated by the Jersey Financial Services Commission

alexforbes.com/je/en

Risk Management:

o Maintain awareness and compliance with all Anti Money Laundering laws, regulations,

policies, and procedures relevant to the business.

o Assist with maintaining registers of incidents and breaches pertaining to the management

and administration of the fund.

Product Development:

o Contribute to the development of the investment funds offering in line with requirements

and opportunities.

o Assist with the generation of new business opportunities and channels.

Committee Support:

o Assist the Chairman of the Investment Committee and the SA Investment Team with

preparation for scheduled and ad-hoc investment meetings.

o Facilitate the delivery of appropriate information and content to discharge AFIJ’s

investment management responsibilities.

Qualifications:

• Experience in a similar role or transferable skills desired.

• Relevant industry qualifications desired, e.g., Chartered Institute of Securities and Investment

(ACSI / MCSI qualified) or similar.

• Familiarity with managing investments, including working knowledge of asset classes, investment

management styles, and headline macro-economic themes.

Skills and Competencies:

• Strong organizational skills and ability to coordinate conflicting priorities.

• Attention to detail and good time management.

• Excellent oral and written communication skills.

• Ability to work independently and generate solutions and proposals for management

consideration.

• Good relationship-building and networking skills at all levels.

• Client service orientation and ability to manage expectations.

Additional Information:

• The role requires a degree of independent evaluation and the ability to generate (or review)

solutions and proposals for management consideration.

• The successful applicant will be a key participant in the management and administration of a

Jersey Umbrella Unit Trust.

• Opportunities for professional development and career progression within the company.

Alexforbes, 2-6 Church Street, St Helier, Jersey, JE3 2NN

PO Box 336, St Helier, Jersey, JE4 8UU, Channel Islands

Job Title: Operations Specialist

Location: Jersey

Job Summary:

The Operations Specialist will play a crucial role within a mature, in-house funds services business. The

emphasis is on oversight and management of the business within a small team of experienced

professionals, focusing on product, administration, and client services.

Key Responsibilities:

Operational Management:

o Support the operational management and oversight of the Company’s day-to-day Fund

Administration duties (outsourced) and operational elements of the administration of the

Company itself.

o Assist with managing and administering the ongoing monitoring and oversight

programme, ensuring key functions are properly discharged by outsourced partners.

o Conduct periodic checks to monitor and evidence the performance assessment of service

providers in key areas such as investor onboarding and registration, asset & liability

matching, reconciliations, fund reporting, static data management, NAV valuations, and

pricing investments.

o Maintain and update internal monitoring & oversight policy and regulatory guidance

procedures.

Client Services:

o Deliver requisite client services and product support to distribution channels in the wealth

management space (retail) and corporate clients in both Jersey and South Africa.

o Assist with the development of client investment communications processes, including

defining, reviewing, or writing content for regular communications and publications.

Risk Management:

o Maintain awareness and compliance with all Anti Money Laundering laws, regulations,

policies, and procedures relevant to the business.

o Support applicable intra-group Risk and Compliance reporting on the business unit.

o Assist with maintaining registers of incidents and breaches pertaining to the management

and administration of the fund.

Alexander Forbes Investments Jersey Limited | Registration number: 67439

Directors: www.alexforbes.com/za/en/about-us/company-directors

Regulated by the Jersey Financial Services Commission

alexforbes.com/je/en

Product Support:

o Assist with the production of market and competitive analysis in conjunction with

Independent ARC reports and the SA-based product support teams.

o Analyse metrics such as portfolio diversification, volatility, risk, and returns.

Operational Due Diligence:

o Conduct operational due diligence exercises on outsourced partners and other service

providers to the Company.

o Maintain the Legal Agreements register, including annual reconciliation of key

agreements against procedures and assisting in review and alteration.

Qualifications:

• Experience in a similar role or transferable skills desired.

• Relevant industry qualifications desired

• Familiarity with investments, including a working knowledge of asset classes, investment

management styles, and headline macro-economic themes desired.

Skills and Competencies:

• Strong organizational skills and ability to coordinate conflicting priorities.

• Attention to detail and good time management.

• Excellent oral and written communication skills.

• Ability to work independently and generate solutions and proposals for management

consideration.

• Good relationship-building and networking skills at all levels.

• Client service orientation and ability to manage expectations.

Additional Information:

• The role requires a degree of independent evaluation and the ability to generate (or review)

solutions and proposals for management consideration.

• The successful applicant will be a key participant in the management and administration of a

Jersey Umbrella Unit Trust.

• Opportunities for professional development and career progression within the company.